/* ═══════════════════════════════════════════════
   IntelliHomes Restoration — Shared Stylesheet
   restoration.intellihomes.org
   ═══════════════════════════════════════════════ */

/* ── TOKENS ── */
:root {
  --navy:        #0A2744;
  --navy-light:  #133559;
  --blue:        #1A6FB0;
  --blue-light:  #2A90E8;
  --red:         #D42B2B;
  --red-dark:    #B01F1F;
  --white:       #FFFFFF;
  --off-white:   #F5F9FF;
  --light-gray:  #EDF2F7;
  --gray:        #718096;
  --text:        #2D3748;
  --border:      #E2E8F0;
  --accent:      #5BC8FF;
  --green:       #16A34A;
  --amber:       #D97706;

  --font-body: 'Inter', sans-serif;
  --font-head: 'Montserrat', sans-serif;

  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;

  --shadow-sm: 0 2px 8px rgba(0,0,0,.07);
  --shadow-md: 0 4px 24px rgba(0,0,0,.10);
  --shadow-lg: 0 8px 48px rgba(0,0,0,.16);
}

/* ── RESET ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: var(--font-body); color: var(--text); line-height: 1.6; overflow-x: hidden; }
img { display: block; max-width: 100%; }
a { text-decoration: none; }

/* ── EMERGENCY BAR ── */
.emergency-bar {
  background: var(--red); color: #fff;
  text-align: center; padding: 10px 20px;
  font-size: 14px; font-weight: 600;
  position: relative; z-index: 1001;
}
.emergency-bar a {
  color: #fff; font-size: 17px; font-weight: 800;
  margin-left: 10px;
  border-bottom: 2px solid rgba(255,255,255,.5);
}
.emergency-bar a:hover { border-color: #fff; }

/* ── NAV ── */
nav {
  background: var(--navy); padding: 0 5%;
  display: flex; align-items: center; justify-content: space-between;
  position: sticky; top: 0; z-index: 999;
  box-shadow: 0 2px 20px rgba(0,0,0,.3);
}
.logo { display: flex; align-items: center; gap: 12px; padding: 14px 0; }
.logo-icon {
  width: 42px; height: 42px; background: var(--red); border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; color: #fff; flex-shrink: 0;
}
.logo-text .brand {
  font-family: var(--font-head); font-size: 19px; font-weight: 900;
  color: #fff; display: block; line-height: 1.1;
}
.logo-text .tagline { font-size: 10px; color: rgba(255,255,255,.6); letter-spacing: 1px; text-transform: uppercase; }
.nav-links { display: flex; align-items: center; gap: 4px; list-style: none; }
.nav-links a {
  color: rgba(255,255,255,.85); font-size: 14px; font-weight: 500;
  padding: 8px 13px; border-radius: 6px; transition: all .2s;
}
.nav-links a:hover { color: #fff; background: rgba(255,255,255,.1); }
.nav-cta {
  background: var(--red) !important; color: #fff !important;
  font-weight: 700 !important; padding: 10px 18px !important;
  border-radius: 7px !important;
}
.nav-cta:hover { background: var(--red-dark) !important; }

/* ── BREADCRUMB ── */
.breadcrumb {
  background: var(--off-white); padding: 12px 5%;
  border-bottom: 1px solid var(--border);
  font-size: 13px; color: var(--gray);
  display: flex; align-items: center; flex-wrap: wrap; gap: 6px;
}
.breadcrumb a { color: var(--blue); }
.breadcrumb a:hover { color: var(--navy); }
.breadcrumb .sep { color: var(--border); }
.breadcrumb .current { color: var(--text); font-weight: 600; }

/* ── HERO (shared across all pages) ── */
.hero {
  position: relative;
  min-height: 80vh;
  display: flex; align-items: center;
  background: #0A2744;
  overflow: hidden;
}
.hero-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  z-index: 0;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  z-index: 1;
}
.hero-content {
  position: relative;
  z-index: 2;
  max-width: 720px;
  padding: 60px 5%;
}

/* ── PAGE HERO (interior pages) ── */
.page-hero {
  position: relative;
  min-height: 52vh;
  display: flex; align-items: center;
  background: #0A2744;
  overflow: hidden;
}
.page-hero-content {
  position: relative; z-index: 2;
  padding: 60px 5%; max-width: 800px;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--red); color: #fff;
  padding: 7px 18px; border-radius: 50px;
  font-size: 12px; font-weight: 700; letter-spacing: .5px;
  text-transform: uppercase; margin-bottom: 20px;
}
.page-hero h1 {
  font-family: var(--font-head);
  font-size: clamp(30px,4.5vw,58px); font-weight: 900;
  color: #fff; line-height: 1.1; margin-bottom: 16px;
}
.page-hero h1 span { color: var(--accent); }
.page-hero .hero-desc {
  font-size: clamp(15px,1.8vw,19px); color: rgba(255,255,255,.88);
  margin-bottom: 32px; max-width: 600px;
}
.hero-cta-row { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 36px; }
.hero-trust-row { display: flex; flex-wrap: wrap; gap: 24px; }
.hero-trust-item { color: rgba(255,255,255,.8); font-size: 14px; font-weight: 600; display: flex; align-items: center; gap: 7px; }
.hero-trust-item i { color: var(--accent); }

/* ── BUTTONS ── */
.btn-emergency {
  display: inline-flex; align-items: center; gap: 9px;
  background: var(--red); color: #fff;
  padding: 16px 32px; border-radius: 8px;
  font-size: 17px; font-weight: 800; transition: all .2s;
  box-shadow: 0 6px 20px rgba(212,43,43,.38);
}
.btn-emergency:hover { background: var(--red-dark); transform: translateY(-2px); }
.btn-outline {
  display: inline-flex; align-items: center; gap: 9px;
  background: transparent; color: #fff;
  padding: 16px 28px; border-radius: 8px;
  font-size: 16px; font-weight: 700;
  border: 2px solid rgba(255,255,255,.45); transition: all .2s;
}
.btn-outline:hover { background: rgba(255,255,255,.1); border-color: #fff; }
.btn-primary {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--navy); color: #fff;
  padding: 13px 24px; border-radius: 8px;
  font-size: 15px; font-weight: 700; transition: all .2s;
}
.btn-primary:hover { background: var(--blue); transform: translateX(2px); }
.btn-blue {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--blue); color: #fff;
  padding: 13px 24px; border-radius: 8px;
  font-size: 15px; font-weight: 700; transition: all .2s;
}
.btn-blue:hover { background: var(--blue-light); }

/* ── TRUST BAR ── */
.trust-bar { background: var(--navy); padding: 18px 5%; }
.trust-items { display: flex; justify-content: center; flex-wrap: wrap; gap: 28px; }
.trust-item { display: flex; align-items: center; gap: 9px; color: #fff; }
.trust-item i { color: var(--accent); font-size: 18px; }
.trust-item span { font-size: 14px; font-weight: 600; }

/* ── SECTION COMMON ── */
.section-pad { padding: 80px 5%; }
.section-label {
  text-transform: uppercase; letter-spacing: 2px;
  font-size: 12px; font-weight: 700; color: var(--blue); margin-bottom: 10px;
}
.section-title {
  font-family: var(--font-head);
  font-size: clamp(26px,3.5vw,42px); font-weight: 800;
  color: var(--navy); line-height: 1.2; margin-bottom: 14px;
}
.section-desc { font-size: 17px; color: var(--gray); max-width: 620px; margin-bottom: 48px; line-height: 1.75; }
.text-center { text-align: center; }
.text-center .section-desc { margin-left: auto; margin-right: auto; }

/* ── SERVICE CARDS ── */
.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px,1fr)); gap: 22px; }
.service-card {
  background: #fff; border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: var(--shadow-sm); transition: all .3s;
}
.service-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); }
.service-img { height: 190px; position: relative; overflow: hidden; background: var(--navy-light); }
.service-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s; }
.service-card:hover .service-img img { transform: scale(1.06); }
.service-badge {
  position: absolute; top: 12px; left: 12px;
  background: var(--red); color: #fff;
  padding: 4px 12px; border-radius: 50px;
  font-size: 11px; font-weight: 700; text-transform: uppercase;
}
.service-body { padding: 22px; }
.service-body h3 { font-family: var(--font-head); font-size: 19px; font-weight: 800; color: var(--navy); margin-bottom: 9px; }
.service-body p { color: var(--gray); font-size: 14px; line-height: 1.7; margin-bottom: 16px; }
.service-features { list-style: none; margin-bottom: 18px; }
.service-features li { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--text); padding: 3px 0; }
.service-features li i { color: var(--blue); font-size: 12px; }

/* ── PROCESS STEPS ── */
.process-steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px,1fr)); gap: 36px; position: relative; }
.process-steps::before {
  content: ''; position: absolute; top: 40px; left: 12%; right: 12%;
  height: 2px; background: linear-gradient(90deg, var(--blue-light), var(--navy)); z-index: 0;
}
.step { text-align: center; position: relative; z-index: 1; }
.step-number {
  width: 80px; height: 80px; background: var(--navy); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px;
  font-family: var(--font-head); font-size: 28px; font-weight: 900; color: #fff;
  border: 4px solid #fff; box-shadow: 0 8px 24px rgba(10,39,68,.2);
}
.step h3 { font-family: var(--font-head); font-size: 17px; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
.step p { color: var(--gray); font-size: 14px; line-height: 1.7; }

/* ── WHY US FEATURES ── */
.why-features { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.why-feature { display: flex; gap: 14px; align-items: flex-start; }
.why-icon {
  width: 46px; height: 46px; background: rgba(91,200,255,.12);
  border-radius: 12px; display: flex; align-items: center; justify-content: center;
  font-size: 19px; color: var(--accent); flex-shrink: 0;
}
.why-feature h4 { font-size: 15px; font-weight: 700; color: #fff; margin-bottom: 4px; }
.why-feature p { font-size: 13px; color: rgba(255,255,255,.6); line-height: 1.6; }

/* ── TESTIMONIAL CARDS ── */
.testimonials-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(290px,1fr)); gap: 22px; }
.testimonial-card {
  background: #fff; border-radius: var(--radius-lg); padding: 28px;
  box-shadow: var(--shadow-sm); position: relative;
}
.testimonial-card::before {
  content: '"'; position: absolute; top: 14px; right: 20px;
  font-size: 80px; color: var(--light-gray);
  font-family: Georgia, serif; line-height: 1;
}
.stars { color: #F59E0B; font-size: 14px; margin-bottom: 12px; }
.testimonial-text { color: var(--text); font-size: 14px; line-height: 1.75; margin-bottom: 20px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 11px; }
.author-avatar {
  width: 44px; height: 44px; border-radius: 50%; background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 15px; font-weight: 700;
  font-family: var(--font-head); flex-shrink: 0;
}
.author-info .name { font-weight: 700; color: var(--navy); font-size: 14px; }
.author-info .location { font-size: 12px; color: var(--gray); }

/* ── FAQ ── */
.faq-list { display: flex; flex-direction: column; gap: 10px; }
.faq-item { background: #fff; border-radius: var(--radius-md); box-shadow: var(--shadow-sm); overflow: hidden; }
.faq-question {
  display: flex; justify-content: space-between; align-items: center;
  padding: 18px 22px; cursor: pointer;
  font-weight: 700; color: var(--navy); font-size: 15px; transition: color .2s; gap: 12px;
}
.faq-question:hover { color: var(--blue); }
.faq-icon {
  width: 26px; height: 26px; border-radius: 50%;
  background: var(--off-white); display: flex; align-items: center; justify-content: center;
  font-size: 13px; color: var(--blue); flex-shrink: 0; transition: all .3s;
}
.faq-item.open .faq-icon { background: var(--blue); color: #fff; transform: rotate(45deg); }
.faq-answer {
  max-height: 0; overflow: hidden;
  transition: max-height .35s ease, padding .3s ease;
  padding: 0 22px; font-size: 15px; color: var(--gray); line-height: 1.75;
}
.faq-item.open .faq-answer { max-height: 300px; padding: 0 22px 20px; }

/* ── CTA BAND ── */
.cta-band {
  background: linear-gradient(135deg, var(--navy), var(--blue));
  padding: 64px 5%; text-align: center; color: #fff;
}
.cta-band h2 { font-family: var(--font-head); font-size: clamp(24px,3vw,38px); font-weight: 900; margin-bottom: 12px; }
.cta-band p { color: rgba(255,255,255,.8); font-size: 17px; margin-bottom: 30px; max-width: 520px; margin-left: auto; margin-right: auto; }
.cta-band-btns { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }

/* ── SIDEBAR CTA ── */
.sidebar-cta {
  background: var(--navy); border-radius: var(--radius-lg);
  padding: 28px; text-align: center; color: #fff; margin-bottom: 24px;
}
.sidebar-cta h3 { font-family: var(--font-head); font-size: 19px; font-weight: 800; margin-bottom: 8px; }
.sidebar-cta p { color: rgba(255,255,255,.72); font-size: 14px; margin-bottom: 18px; }
.btn-red-full {
  display: block; background: var(--red); color: #fff;
  padding: 14px 20px; border-radius: 8px;
  font-weight: 800; font-size: 16px; text-align: center; transition: background .2s;
}
.btn-red-full:hover { background: var(--red-dark); }
.sidebar-card {
  background: #fff; border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm); overflow: hidden; margin-bottom: 22px;
}
.sidebar-card-header {
  font-family: var(--font-head); font-size: 14px; font-weight: 800;
  color: var(--navy); padding: 18px 20px 12px;
  border-bottom: 1px solid var(--border);
}
.sidebar-links { padding: 12px 20px 18px; display: flex; flex-direction: column; gap: 10px; }
.sidebar-link {
  display: flex; align-items: center; gap: 10px; color: var(--text);
  font-size: 14px; font-weight: 500; transition: color .2s;
}
.sidebar-link i { color: var(--blue); font-size: 14px; width: 18px; text-align: center; }
.sidebar-link:hover { color: var(--blue); }

/* ── CROSS-LINK GRID ── */
.cross-link-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px,1fr)); gap: 14px; }
.cross-link-card {
  background: #fff; border: 1px solid var(--border);
  border-radius: var(--radius-md); padding: 16px 18px;
  transition: all .2s; box-shadow: var(--shadow-sm);
}
.cross-link-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: var(--blue); }
.cross-link-card h4 { font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 5px; }
.cross-link-card p { font-size: 12px; color: var(--gray); line-height: 1.5; margin-bottom: 10px; }
.cross-link-card .cc-link { font-size: 13px; font-weight: 700; color: var(--blue); display: flex; align-items: center; gap: 5px; }

/* ── LOCATION SIGNALS ── */
.location-signals { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.signal-text h3 { font-family: var(--font-head); font-size: 22px; font-weight: 800; color: var(--navy); margin-bottom: 14px; }
.signal-text p { font-size: 16px; color: var(--text); line-height: 1.8; margin-bottom: 14px; }
.signal-stats { display: flex; flex-direction: column; gap: 12px; }
.signal-stat {
  background: #fff; border-radius: var(--radius-md); padding: 16px 18px;
  display: flex; align-items: center; gap: 14px;
  box-shadow: var(--shadow-sm);
}
.signal-stat-icon {
  width: 42px; height: 42px; border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; flex-shrink: 0;
}
.signal-stat-icon.red { background: #FEE2E2; color: var(--red); }
.signal-stat-icon.blue { background: #DBEAFE; color: var(--blue); }
.signal-stat-icon.green { background: #D1FAE5; color: var(--green); }
.signal-stat-icon.amber { background: #FEF3C7; color: var(--amber); }
.signal-stat-icon.navy { background: #E0E7FF; color: var(--navy); }
.signal-stat-label { font-size: 12px; color: var(--gray); font-weight: 500; }
.signal-stat-value { font-size: 15px; font-weight: 700; color: var(--navy); line-height: 1.2; }

/* ── RISK CARDS ── */
.risk-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px,1fr)); gap: 18px; }
.risk-card {
  background: #fff; border-radius: var(--radius-md); padding: 22px;
  box-shadow: var(--shadow-sm); border-top: 4px solid var(--red);
}
.risk-card.amber { border-color: var(--amber); }
.risk-card.blue { border-color: var(--blue); }
.risk-card.green { border-color: var(--green); }
.risk-card .risk-icon { font-size: 32px; margin-bottom: 12px; }
.risk-card h4 { font-family: var(--font-head); font-size: 16px; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
.risk-card p { font-size: 14px; color: var(--gray); line-height: 1.65; }
.risk-badge {
  display: inline-block; padding: 3px 10px; border-radius: 50px;
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  margin-bottom: 8px;
}
.risk-badge.high { background: #FEE2E2; color: var(--red); }
.risk-badge.medium { background: #FEF3C7; color: var(--amber); }
.risk-badge.low { background: #D1FAE5; color: var(--green); }

/* ── FORM ── */
.form-group { margin-bottom: 14px; }
.form-group label { display: block; font-size: 13px; font-weight: 600; color: var(--navy); margin-bottom: 5px; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%; padding: 11px 15px;
  border: 2px solid var(--border); border-radius: 8px;
  font-size: 15px; font-family: var(--font-body);
  transition: border-color .2s; outline: none;
  color: var(--text); background: #fff;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { border-color: var(--blue); }
.btn-submit {
  width: 100%; background: var(--red); color: #fff;
  border: none; padding: 16px; border-radius: 8px;
  font-size: 16px; font-weight: 800; cursor: pointer;
  transition: all .2s; font-family: var(--font-body);
}
.btn-submit:hover { background: var(--red-dark); transform: translateY(-1px); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-privacy { text-align: center; font-size: 12px; color: var(--gray); margin-top: 10px; }
.form-success {
  display: none; background: #D1FAE5; border: 2px solid #059669;
  border-radius: 10px; padding: 14px; text-align: center;
  color: #065F46; font-weight: 600; margin-top: 12px;
}

/* ── CONTACT BOX ── */
.contact-box { background: #fff; border-radius: var(--radius-lg); padding: 36px; box-shadow: var(--shadow-md); }
.contact-box h3 { font-family: var(--font-head); font-size: 21px; font-weight: 800; color: var(--navy); margin-bottom: 4px; }
.contact-box .sub { color: var(--gray); font-size: 14px; margin-bottom: 24px; }

/* ── INFO ITEMS ── */
.info-items { display: flex; flex-direction: column; gap: 22px; margin-bottom: 36px; }
.info-item { display: flex; gap: 14px; align-items: flex-start; }
.info-icon {
  width: 46px; height: 46px; background: rgba(255,255,255,.1);
  border-radius: 11px; display: flex; align-items: center; justify-content: center;
  font-size: 19px; color: var(--accent); flex-shrink: 0;
}
.info-item h4 { font-size: 12px; color: rgba(255,255,255,.6); margin-bottom: 3px; font-weight: 500; }
.info-item a, .info-item p { color: #fff; font-size: 16px; font-weight: 700; }
.info-item a:hover { color: var(--accent); }

/* ── DIRECTIONS BOX ── */
.directions-box {
  background: var(--off-white); border-radius: var(--radius-lg);
  padding: 28px; border-left: 4px solid var(--blue);
}
.directions-box h3 { font-family: var(--font-head); font-size: 19px; font-weight: 800; color: var(--navy); margin-bottom: 14px; }
.direction-item { display: flex; gap: 12px; margin-bottom: 16px; align-items: flex-start; }
.direction-step {
  width: 28px; height: 28px; border-radius: 50%; background: var(--navy);
  color: #fff; display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 700; flex-shrink: 0; margin-top: 2px;
}
.direction-item p { font-size: 14px; color: var(--text); line-height: 1.6; }
.direction-item strong { color: var(--navy); }

/* ── PAGE LAYOUT ── */
.page-layout { display: grid; grid-template-columns: 1fr 320px; gap: 48px; max-width: 1200px; margin: 0 auto; padding: 60px 5%; }
.page-content { min-width: 0; }
.page-sidebar { display: flex; flex-direction: column; }
.content-section { margin-bottom: 52px; }
.content-section:last-child { margin-bottom: 0; }

/* ── ICON FEATURE GRID ── */
.feature-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px,1fr)); gap: 18px; }
.feature-item {
  background: #fff; border-radius: var(--radius-md); padding: 22px;
  box-shadow: var(--shadow-sm); text-align: center; transition: all .2s;
}
.feature-item:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.feature-item i { font-size: 34px; color: var(--blue); margin-bottom: 12px; }
.feature-item h4 { font-family: var(--font-head); font-size: 15px; font-weight: 800; color: var(--navy); margin-bottom: 6px; }
.feature-item p { font-size: 13px; color: var(--gray); line-height: 1.6; }

/* ── CALLOUT ── */
.callout { background: var(--off-white); border-left: 4px solid var(--blue); border-radius: 0 var(--radius-md) var(--radius-md) 0; padding: 18px 22px; margin: 24px 0; font-size: 15px; color: var(--text); line-height: 1.75; }
.callout.red { border-color: var(--red); background: #FFF5F5; }
.callout.green { border-color: var(--green); background: #F0FDF4; }

/* ── NUMBERED LIST ── */
.numbered-list { counter-reset: step; list-style: none; display: flex; flex-direction: column; gap: 18px; }
.numbered-list li { display: flex; gap: 16px; align-items: flex-start; font-size: 16px; color: var(--text); line-height: 1.7; counter-increment: step; }
.numbered-list li::before {
  content: counter(step); flex-shrink: 0;
  width: 32px; height: 32px; border-radius: 50%; background: var(--navy);
  color: #fff; display: flex; align-items: center; justify-content: center;
  font-weight: 800; font-size: 15px; margin-top: 1px;
}

/* ── FLOATING CTA ── */
.floating-call {
  position: fixed; bottom: 24px; right: 24px; z-index: 998;
  display: flex; align-items: center; gap: 9px;
  background: var(--red); color: #fff;
  padding: 13px 22px; border-radius: 50px;
  font-weight: 800; font-size: 14px;
  box-shadow: 0 6px 24px rgba(212,43,43,.45);
  animation: float-btn 3s ease-in-out infinite;
}
@keyframes float-btn { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-5px)} }
.floating-call:hover { box-shadow: 0 10px 36px rgba(212,43,43,.55); }

/* ── FOOTER ── */
footer { background: #050F1C; color: rgba(255,255,255,.65); padding: 60px 5% 30px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.4fr; gap: 44px; margin-bottom: 44px; }
.footer-brand .logo { padding: 0; margin-bottom: 14px; }
.footer-brand p { font-size: 14px; line-height: 1.7; margin-bottom: 18px; }
.footer-section h4 { color: #fff; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 16px; }
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 9px; }
.footer-links a { color: rgba(255,255,255,.6); font-size: 13px; transition: color .2s; }
.footer-links a:hover { color: var(--accent); }
.footer-contact-items { display: flex; flex-direction: column; gap: 10px; }
.footer-contact-item { display: flex; gap: 9px; align-items: flex-start; }
.footer-contact-item i { color: var(--accent); font-size: 13px; margin-top: 3px; }
.footer-contact-item a, .footer-contact-item span { color: rgba(255,255,255,.65); font-size: 13px; line-height: 1.5; }
.footer-contact-item a:hover { color: var(--accent); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); padding-top: 22px; display: flex; justify-content: space-between; align-items: center; font-size: 12px; flex-wrap: wrap; gap: 10px; }
.footer-bottom a { color: rgba(255,255,255,.45); }
.footer-bottom a:hover { color: var(--accent); }
.social-links { display: flex; gap: 10px; }
.social-link {
  width: 40px; height: 40px; background: rgba(255,255,255,.08); border-radius: 9px;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 16px; transition: all .2s;
}
.social-link:hover { background: rgba(255,255,255,.18); transform: translateY(-2px); }

/* ── SCROLL ANIMATIONS ── */
.anim { opacity: 0; transform: translateY(20px); transition: opacity .5s ease, transform .5s ease; }
.anim.in { opacity: 1; transform: translateY(0); }

/* ── RESPONSIVE ── */
@media (max-width: 1100px) {
  .page-layout { grid-template-columns: 1fr; }
  .page-sidebar { order: -1; flex-direction: row; flex-wrap: wrap; gap: 20px; }
  .sidebar-cta, .sidebar-card { flex: 1 1 280px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  .section-pad { padding: 56px 5%; }
  .nav-links { display: none; }
  .process-steps::before { display: none; }
  .location-signals { grid-template-columns: 1fr; }
  .why-features { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .hero-cta-row { flex-direction: column; }
  .cta-band-btns { flex-direction: column; align-items: center; }
}
@media (max-width: 480px) {
  .cross-link-grid { grid-template-columns: 1fr; }
  .feature-grid { grid-template-columns: 1fr 1fr; }
  .risk-grid { grid-template-columns: 1fr; }
}

/* ═══════════════════════════════════════════
   SERVICE PAGE ADDITIONS
   ═══════════════════════════════════════════ */

/* Animation — support both .in and .visible triggers */
.anim.visible { opacity: 1; transform: translateY(0); }

/* Page hero overlay & badge */
.page-hero-overlay {
  position: absolute; inset: 0; z-index: 1;
  background: linear-gradient(135deg, rgba(10,39,68,.88) 0%, rgba(26,111,176,.72) 100%);
}
.page-hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,.15); color: #fff;
  padding: 7px 18px; border-radius: 50px;
  font-size: 12px; font-weight: 700; letter-spacing: .5px;
  text-transform: uppercase; margin-bottom: 20px;
  border: 1px solid rgba(255,255,255,.25);
}
.page-hero p { font-size: clamp(15px,1.8vw,18px); color: rgba(255,255,255,.88); margin-bottom: 28px; max-width: 620px; line-height: 1.7; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 28px; }
.btn-lg { padding: 18px 36px !important; font-size: 17px !important; }

/* Process steps — vertical layout (service pages) */
.process-steps:has(.step-num) { grid-template-columns: 1fr; }
.step:has(.step-num) { display: flex; gap: 20px; align-items: flex-start; text-align: left; }
.step-num {
  width: 52px; height: 52px; background: var(--navy); border-radius: 50%;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  font-family: var(--font-head); font-size: 20px; font-weight: 900; color: #fff;
}
.step-body h3 { font-family: var(--font-head); font-size: 16px; font-weight: 800; color: var(--navy); margin-bottom: 7px; }
.step-body p { color: var(--gray); font-size: 14px; line-height: 1.7; }

/* FAQ — .faq-q / .faq-a variant */
.faq-q {
  display: flex; justify-content: space-between; align-items: center;
  width: 100%; padding: 18px 22px; cursor: pointer;
  font-weight: 700; color: var(--navy); font-size: 15px;
  background: none; border: none; font-family: var(--font-body);
  text-align: left; gap: 12px; transition: color .2s;
}
.faq-q:hover { color: var(--blue); }
.faq-q i { font-size: 13px; color: var(--blue); flex-shrink: 0; transition: transform .3s; }
.faq-item.open .faq-q i { transform: rotate(180deg); }
.faq-a {
  max-height: 0; overflow: hidden;
  transition: max-height .35s ease, padding .3s ease;
  padding: 0 22px;
}
.faq-item.open .faq-a { max-height: 500px; padding: 0 22px 20px; }
.faq-a p { font-size: 15px; color: var(--gray); line-height: 1.75; }
.faq-a a { color: var(--blue); font-weight: 600; }

/* Feature cards (used in service pages — distinct from .feature-item) */
.feature-card {
  background: #fff; border-radius: var(--radius-md); padding: 24px;
  box-shadow: var(--shadow-sm); transition: all .25s;
}
.feature-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.feature-card.risk { border-top: 4px solid var(--red); }
.feature-card h3 { font-family: var(--font-head); font-size: 16px; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
.feature-card p { font-size: 14px; color: var(--gray); line-height: 1.65; margin: 0; }
.feature-icon {
  width: 48px; height: 48px; border-radius: 12px;
  background: var(--light-gray); color: var(--navy);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; margin-bottom: 16px; flex-shrink: 0;
}
.feature-icon.blue { background: rgba(26,111,176,.12); color: var(--blue); }
.feature-icon.red  { background: rgba(212,43,43,.10);   color: var(--red); }
.feature-icon.green{ background: rgba(22,163,74,.10);   color: var(--green); }

/* Feature grid column overrides */
.feature-grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
.feature-grid.cols-3 { grid-template-columns: repeat(3, 1fr); }

/* Timeline urgency section */
.timeline-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px,1fr)); gap: 18px; }
.timeline-card {
  background: rgba(255,255,255,.08); border-radius: var(--radius-md);
  padding: 24px; border: 1px solid rgba(255,255,255,.12);
}
.timeline-card h3 { font-family: var(--font-head); font-size: 16px; font-weight: 800; color: #fff; margin-bottom: 8px; }
.timeline-card p { font-size: 14px; color: rgba(255,255,255,.72); line-height: 1.65; }
.timeline-label {
  display: inline-block; padding: 4px 12px; border-radius: 50px;
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  background: var(--amber); color: #fff; margin-bottom: 12px;
}

/* Callout block */
.callout {
  display: flex; gap: 14px; align-items: flex-start;
  background: var(--off-white); border-left: 4px solid var(--blue);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  padding: 18px 22px; margin: 24px 0; font-size: 15px; line-height: 1.75; color: var(--text);
}
.callout i { font-size: 20px; color: var(--blue); flex-shrink: 0; margin-top: 2px; }
.callout-red { border-left-color: var(--red) !important; background: #FFF5F5 !important; }
.callout-red i { color: var(--red) !important; }
.callout-amber { border-left-color: var(--amber) !important; background: #FFFBEB !important; }
.callout-amber i { color: var(--amber) !important; }

/* Sidebar additions */
.sidebar-card h3 {
  padding: 16px 20px 12px;
  font-family: var(--font-head); font-size: 14px; font-weight: 800; color: var(--navy);
  border-bottom: 1px solid var(--border);
  display: flex; align-items: center; gap: 8px; margin: 0;
}
.sidebar-card h3 i { color: var(--blue); font-size: 13px; }
.sidebar-list { list-style: none; padding: 12px 20px 16px; display: flex; flex-direction: column; gap: 8px; }
.sidebar-list li { font-size: 14px; color: var(--text); display: flex; align-items: center; gap: 8px; }
.sidebar-list li i { color: var(--blue); font-size: 12px; flex-shrink: 0; }
.sidebar-checklist { padding: 12px 20px 16px; list-style: decimal; padding-left: 40px; display: flex; flex-direction: column; gap: 7px; }
.sidebar-checklist li { font-size: 14px; color: var(--text); line-height: 1.5; }
.sidebar-checklist li a { color: var(--blue); font-weight: 600; }
.sidebar-links { list-style: none; padding: 10px 20px 16px; display: flex; flex-direction: column; gap: 6px; }
.sidebar-links li a {
  display: flex; align-items: center; gap: 8px;
  color: var(--text); font-size: 14px; font-weight: 500;
  transition: color .2s; padding: 4px 0;
}
.sidebar-links li a:hover { color: var(--blue); }
.sidebar-links li a i { color: var(--blue); font-size: 10px; flex-shrink: 0; }
.sidebar-cta-icon {
  width: 52px; height: 52px; background: rgba(255,255,255,.12); border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; color: #fff; margin: 0 auto 16px;
}

/* Location grid */
.location-grid { display: flex; flex-direction: column; gap: 24px; }
.location-group h3 {
  font-family: var(--font-head); font-size: 15px; font-weight: 800; color: var(--navy);
  margin-bottom: 10px; display: flex; align-items: center; gap: 8px;
}
.location-group h3 i { color: var(--red); }
.location-tags { display: flex; flex-wrap: wrap; gap: 8px; }
.location-tag {
  display: inline-block; padding: 7px 14px; border-radius: 50px;
  font-size: 12px; font-weight: 600; background: var(--light-gray);
  color: var(--navy); transition: all .2s;
  border: 1px solid var(--border);
}
.location-tag:hover { background: var(--navy); color: #fff; border-color: var(--navy); }
.location-tag.tier1 { background: #FEE2E2; color: var(--red); border-color: #FECACA; }
.location-tag.tier1:hover { background: var(--red); color: #fff; }
.location-tag.tier2 { background: #DBEAFE; color: var(--blue); border-color: #BFDBFE; }
.location-tag.tier2:hover { background: var(--blue); color: #fff; }

/* Cross-link card — h3 variant used by service pages */
.cross-link-card { display: flex; align-items: flex-start; gap: 14px; }
.cross-link-icon {
  width: 44px; height: 44px; border-radius: 10px;
  background: var(--off-white); color: var(--blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; flex-shrink: 0; transition: all .2s;
}
.cross-link-card:hover .cross-link-icon { background: var(--navy); color: #fff; }
.cross-link-card h3 { font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.cross-link-card p { font-size: 12px; color: var(--gray); line-height: 1.5; margin: 0; }
.cross-link-arrow { color: var(--blue); font-size: 14px; flex-shrink: 0; margin-left: auto; margin-top: 3px; transition: transform .2s; }
.cross-link-card:hover .cross-link-arrow { transform: translateX(3px); }
.cross-link-grid.cols-3 { grid-template-columns: repeat(3,1fr); }

/* CTA band */
.cta-band-content { max-width: 700px; margin: 0 auto; }
.cta-band-actions { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }

/* Page main */
.page-main { min-width: 0; }

/* Footer column heading */
.footer-col h4 {
  color: #fff; font-size: 12px; font-weight: 700;
  text-transform: uppercase; letter-spacing: 1px; margin-bottom: 14px;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; }
.footer-col ul a { color: rgba(255,255,255,.6); font-size: 13px; transition: color .2s; }
.footer-col ul a:hover { color: var(--accent); }
.footer-contact li { display: flex; gap: 9px; align-items: flex-start; color: rgba(255,255,255,.65); font-size: 13px; }
.footer-contact li i { color: var(--accent); font-size: 13px; margin-top: 2px; }
.footer-contact li a { color: rgba(255,255,255,.65); transition: color .2s; }
.footer-contact li a:hover { color: var(--accent); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); padding-top: 22px; font-size: 12px; text-align: center; margin-top: 0; }

/* Social links */
.social-links a {
  width: 38px; height: 38px; background: rgba(255,255,255,.08); border-radius: 9px;
  display: inline-flex; align-items: center; justify-content: center;
  color: #fff; font-size: 15px; transition: all .2s;
}
.social-links a:hover { background: rgba(255,255,255,.18); transform: translateY(-2px); }

/* Responsive additions */
@media (max-width: 900px) {
  .feature-grid.cols-2,
  .feature-grid.cols-3 { grid-template-columns: 1fr 1fr; }
  .cross-link-grid.cols-3 { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 600px) {
  .feature-grid.cols-2,
  .feature-grid.cols-3 { grid-template-columns: 1fr; }
  .cross-link-grid.cols-3 { grid-template-columns: 1fr; }
  .timeline-grid { grid-template-columns: 1fr 1fr; }
  .btn-lg { padding: 16px 28px !important; font-size: 16px !important; }
}

/* ═══════════════════════════════════════════
   COVERAGE PAGE ADDITIONS
   ═══════════════════════════════════════════ */

/* Generic scroll-snap carousel (blog + area cards) */
.carousel-section { position: relative; padding: 0 52px; }
.carousel-track-wrap {
  overflow-x: scroll; scroll-snap-type: x mandatory; scroll-behavior: smooth;
  scrollbar-width: none; -ms-overflow-style: none; padding: 8px 2px 20px;
}
.carousel-track-wrap::-webkit-scrollbar { display: none; }
.carousel-track { display: flex; gap: 22px; width: max-content; }
.carousel-arr {
  position: absolute; top: 50%; transform: translateY(-58%);
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--navy); color: #fff; border: none; cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  font-size: 15px; z-index: 10;
  box-shadow: 0 4px 18px rgba(0,0,0,.22); transition: background .2s;
}
.carousel-arr:hover { background: var(--blue); }
.carousel-arr.prev { left: 0; }
.carousel-arr.next { right: 0; }

/* Blog cards inside carousel */
.blog-card-c {
  flex: 0 0 clamp(270px,28vw,350px); scroll-snap-align: start;
  background: #fff; border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm); overflow: hidden; transition: all .25s;
}
.blog-card-c:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.blog-card-c-img { aspect-ratio: 16/9; overflow: hidden; }
.blog-card-c-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s; }
.blog-card-c:hover .blog-card-c-img img { transform: scale(1.05); }
.blog-card-c-body { padding: 20px; }
.blog-card-c-tag { display: inline-block; padding: 4px 12px; background: #EFF6FF; color: var(--blue); border-radius: 50px; font-size: 11px; font-weight: 700; letter-spacing: .4px; margin-bottom: 10px; }
.blog-card-c-body h3 { font-family: var(--font-head); font-size: 16px; font-weight: 800; color: var(--navy); margin-bottom: 8px; line-height: 1.4; }
.blog-card-c-body p { font-size: 13px; color: var(--gray); line-height: 1.6; margin-bottom: 14px; }
.blog-card-c-body a { font-size: 13px; font-weight: 700; color: var(--blue); }
.blog-card-c-body a:hover { color: var(--navy); }

/* Area hub cards */
.area-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px,1fr)); gap: 22px; }
.area-card {
  background: #fff; border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: var(--shadow-sm); transition: all .3s;
}
.area-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.area-card-img { aspect-ratio: 16/9; overflow: hidden; }
.area-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s; }
.area-card:hover .area-card-img img { transform: scale(1.05); }
.area-card-body { padding: 22px; }
.area-card-body h3 { font-family: var(--font-head); font-size: 20px; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
.area-card-body p { font-size: 14px; color: var(--gray); line-height: 1.6; margin-bottom: 14px; }
.area-card-fsas { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 16px; }
.area-fsa { padding: 3px 10px; border-radius: 50px; font-size: 11px; font-weight: 700; background: #EFF6FF; color: var(--blue); }
.area-fsa.red { background: #FEF2F2; color: var(--red); }

/* Sub-area cards (coverage hub) */
.sub-area-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px,1fr)); gap: 16px; }
.sub-area-card {
  background: #fff; border-radius: var(--radius-md); padding: 20px 22px;
  box-shadow: var(--shadow-sm); border-left: 4px solid var(--blue); transition: all .25s;
}
.sub-area-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-left-color: var(--navy); }
.sub-area-card h4 { font-family: var(--font-head); font-size: 16px; font-weight: 800; color: var(--navy); margin-bottom: 6px; }
.sub-area-card p { font-size: 13px; color: var(--gray); line-height: 1.6; margin-bottom: 12px; }
.sub-area-card .sub-fsas { display: flex; gap: 5px; flex-wrap: wrap; margin-bottom: 10px; }
.sub-area-card a.sub-link { font-size: 13px; font-weight: 700; color: var(--blue); }
.sub-area-card a.sub-link:hover { color: var(--navy); }

/* Event cards */
.event-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px,1fr)); gap: 16px; }
.event-card { background: #fff; border-radius: var(--radius-md); padding: 18px 20px; box-shadow: var(--shadow-sm); border-top: 3px solid var(--blue); }
.event-month { font-size: 11px; font-weight: 700; color: var(--blue); text-transform: uppercase; letter-spacing: .5px; margin-bottom: 6px; }
.event-card h4 { font-family: var(--font-head); font-size: 15px; font-weight: 800; color: var(--navy); margin-bottom: 6px; }
.event-card p { font-size: 13px; color: var(--gray); line-height: 1.5; }

/* Weather grid */
.weather-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 14px; }
.weather-card { background: #fff; border-radius: var(--radius-md); padding: 16px; box-shadow: var(--shadow-sm); text-align: center; }
.weather-season { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; color: var(--blue); margin-bottom: 6px; }
.weather-temp { font-size: 22px; font-weight: 800; color: var(--navy); margin-bottom: 4px; font-family: var(--font-head); }
.weather-desc { font-size: 12px; color: var(--gray); line-height: 1.4; }

/* Landmark list */
.landmark-list { display: flex; flex-direction: column; gap: 10px; }
.landmark-item { display: flex; gap: 12px; align-items: flex-start; background: #fff; border-radius: var(--radius-sm); padding: 14px 16px; box-shadow: var(--shadow-sm); }
.landmark-item i { color: var(--blue); font-size: 18px; flex-shrink: 0; margin-top: 1px; }
.landmark-item h4 { font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 2px; }
.landmark-item p { font-size: 13px; color: var(--gray); line-height: 1.5; }

/* Signs you need a pro */
.signs-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px,1fr)); gap: 14px; }
.sign-card { background: #FFF5F5; border: 1px solid #FCA5A5; border-radius: var(--radius-md); padding: 18px 20px; display: flex; gap: 12px; align-items: flex-start; }
.sign-card i { color: var(--red); font-size: 20px; flex-shrink: 0; margin-top: 2px; }
.sign-card h4 { font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.sign-card p { font-size: 13px; color: var(--gray); line-height: 1.5; }

/* Benefit cards */
.benefit-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px,1fr)); gap: 18px; }
.benefit-card { background: #fff; border-radius: var(--radius-md); padding: 22px; box-shadow: var(--shadow-sm); text-align: center; transition: all .25s; }
.benefit-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.benefit-icon { width: 52px; height: 52px; border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 22px; margin: 0 auto 14px; }
.benefit-icon.navy { background: rgba(10,39,68,.1); color: var(--navy); }
.benefit-icon.blue { background: rgba(26,111,176,.12); color: var(--blue); }
.benefit-icon.green { background: rgba(22,163,74,.12); color: var(--green); }
.benefit-icon.red { background: rgba(212,43,43,.1); color: var(--red); }
.benefit-card h4 { font-family: var(--font-head); font-size: 15px; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
.benefit-card p { font-size: 13px; color: var(--gray); line-height: 1.6; }

/* Section label / sub-heading helper */
.section-label { display: inline-block; padding: 6px 16px; border-radius: 50px; background: rgba(26,111,176,.1); color: var(--blue); font-size: 12px; font-weight: 700; letter-spacing: .5px; text-transform: uppercase; margin-bottom: 12px; }
.section-sub { font-size: clamp(15px,1.8vw,17px); color: var(--gray); line-height: 1.7; max-width: 700px; margin-top: 8px; }

/* Full-width section on coverage pages */
.cov-section { padding: 64px 5%; }
.cov-section.bg-light { background: var(--off-white); }
.cov-section.bg-navy { background: var(--navy); color: #fff; }
.cov-section.bg-navy h2, .cov-section.bg-navy h3 { color: #fff; }
.cov-section.bg-navy p { color: rgba(255,255,255,.8); }
.cov-section h2 { font-family: var(--font-head); font-size: clamp(22px,3vw,32px); font-weight: 900; color: var(--navy); margin-bottom: 10px; }
.cov-inner { max-width: 1160px; margin: 0 auto; }

/* Coverage process steps (horizontal) */
.cov-process { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px,1fr)); gap: 24px; counter-reset: cstep; }
.cov-step { text-align: center; position: relative; counter-increment: cstep; }
.cov-step-num {
  width: 64px; height: 64px; border-radius: 50%; background: var(--navy);
  color: #fff; display: flex; align-items: center; justify-content: center;
  font-family: var(--font-head); font-size: 24px; font-weight: 900;
  margin: 0 auto 14px; border: 4px solid #fff;
  box-shadow: 0 6px 20px rgba(10,39,68,.2);
}
.cov-section.bg-navy .cov-step-num { background: var(--blue); border-color: rgba(255,255,255,.3); }
.cov-step h4 { font-family: var(--font-head); font-size: 15px; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
.cov-section.bg-navy .cov-step h4 { color: #fff; }
.cov-step p { font-size: 13px; color: var(--gray); line-height: 1.6; }
.cov-section.bg-navy .cov-step p { color: rgba(255,255,255,.7); }

/* Coverage page sidebar */
.cov-layout { display: grid; grid-template-columns: 1fr 300px; gap: 48px; max-width: 1160px; margin: 0 auto; padding: 60px 5%; }
.cov-main { min-width: 0; }
.cov-sidebar { display: flex; flex-direction: column; gap: 22px; }
.cov-sidebar-card { background: #fff; border-radius: var(--radius-md); padding: 22px; box-shadow: var(--shadow-sm); }
.cov-sidebar-card h4 { font-family: var(--font-head); font-size: 14px; font-weight: 800; color: var(--navy); margin-bottom: 12px; text-transform: uppercase; letter-spacing: .5px; }
.cov-sidebar-card ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.cov-sidebar-card ul li a { font-size: 13px; color: var(--blue); font-weight: 600; }
.cov-sidebar-card ul li a:hover { color: var(--navy); text-decoration: underline; }
.cov-sidebar-card ul li a.active { color: var(--navy); font-weight: 700; }
.cov-sidebar-cta { background: var(--navy); border-radius: var(--radius-md); padding: 24px; color: #fff; text-align: center; }
.cov-sidebar-cta h4 { color: #fff; font-size: 17px; margin-bottom: 8px; font-family: var(--font-head); font-weight: 800; }
.cov-sidebar-cta p { color: rgba(255,255,255,.75); font-size: 13px; margin-bottom: 16px; line-height: 1.6; }
.cov-content-section { margin-bottom: 48px; }
.cov-content-section h2 { font-family: var(--font-head); font-size: clamp(20px,2.5vw,26px); font-weight: 900; color: var(--navy); margin-bottom: 14px; }
.cov-content-section h3 { font-family: var(--font-head); font-size: 19px; font-weight: 800; color: var(--navy); margin-top: 22px; margin-bottom: 10px; }
.cov-content-section p { color: var(--text); font-size: 15px; line-height: 1.8; margin-bottom: 14px; }
.cov-content-section ul, .cov-content-section ol { padding-left: 20px; margin-bottom: 14px; }
.cov-content-section li { font-size: 15px; color: var(--text); line-height: 1.7; margin-bottom: 6px; }

/* Responsive coverage */
@media (max-width: 1000px) {
  .cov-layout { grid-template-columns: 1fr; }
  .cov-sidebar { flex-direction: row; flex-wrap: wrap; }
  .cov-sidebar-card, .cov-sidebar-cta { flex: 1 1 260px; }
}
@media (max-width: 900px) {
  .weather-grid { grid-template-columns: repeat(2,1fr); }
  .carousel-section { padding: 0 40px; }
}
@media (max-width: 600px) {
  .sub-area-grid { grid-template-columns: 1fr 1fr; }
  .signs-grid { grid-template-columns: 1fr; }
  .benefit-grid { grid-template-columns: 1fr 1fr; }
  .carousel-section { padding: 0 36px; }
  .carousel-arr { width: 38px; height: 38px; font-size: 13px; }
  .cov-section { padding: 48px 5%; }
  .cov-process { grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 400px) {
  .sub-area-grid, .benefit-grid { grid-template-columns: 1fr; }
  .weather-grid { grid-template-columns: 1fr 1fr; }
}